Renters Insurance

At Express Auto Insurance, we shop around and try to find you the absolute LOWEST Renters insurance rates available.

Affordable Renters Insurance

Renters insurance can protect your belongings in case of disaster.

Renters face the same risk as homeowners in cases of disasters striking their dwelling. Your landlord or condo association may have insurance, but this only protects the building, not your things in it.

By purchasing renters insurance from Express Auto Insurance, your possessions are covered against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm and water damage (not including floods).

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or a pet and pays legal defense costs if you are taken to court.

It also covers your additional expenses if you are unable to live in the property because of a fire or other covered peril. Most policies will reimburse the difference between additional living expenses and your normal living expenses but still may set limits on the amount they will pay.

Protect your apartment or rental house — and your possessions — with renters insurance from. Renters insurance covers damages to your possessions when you rent rather than own your home.

If you already know what kind of renters insurance policy you need, get a renters insurance quote from Express Auto Insurance today!

What is Renters Insurance?

If you rent your home, having insurance protection for yourself and your possessions is still important. Similar to home insurance, renters insurance protects you in situations that everyone can face: fire, theft, water damage and other unforeseen circumstances your landlord’s policy doesn’t cover.

Renters insurance typically provides coverage, up to the limits you select, for specified items and situations, including:

Personal property (furniture, electronics, computer equipment, clothing, etc.)
Personal liability if someone is hurt, whether in your home or away from it
Damage to your apartment or home caused by a covered loss

Imagine going to dinner or a special family get-together, and when you return home, you’re greeted by the flashing lights of police cars and fire trucks. Building fires and damage can happen anytime, anywhere, but with proper renters insurance, your personal property inside your apartment will generally be covered if it’s affected by any of the following:

Fire
Smoke damage
Theft
Collapse of the building due to weather
Water leakage or overflow
Freezing of plumbing, air conditioning and more

Renters insurance will protect you from incidents that occur while you’re at home, too, such as a toaster catching on fire or a friend slipping and falling while visiting you. Renters insurance provides coverage for your own items, and it provides coverage for other people’s injuries or damages in situations for which you’re liable, as well.

You can’t rely on your landlord’s insurance to cover your valuables — landlord insurance only covers the building structure and not your personal property.

Renters insurance, sometimes referred to as an HO4 policy, can provide the financial protection you need in case your possessions are destroyed or stolen, as well as liability protection if someone is hurt

It’s More Than Renters Insurance

Express Auto Insurance is Nevada’ premier insurance agency which severs Henderson, Las Vegas, North Las Vegas, Boulder City, Laughlin, Mesquite, Overton, Pahrump, Pardise, Sandy Valley, Spring Valley, Sunrise Manor, Winchester, Amargosa Valley. And all cites in Nevada.

Since 2003, we have provided auto insurance at competitive rates and you can purchase Auto insurance, motorcycle insurance, boat insurance, RV insurance, commercial auto insurance, renters insurance, and even carry Mexico Insurance and more. So, when getting a car insurance quote, remember you’re other vehicles, too. We will explain all the details such as what is Med Pay and Uninsured Motorist. Need a Nevada SR-22? We can help you with that while you wait.

We’re one of the largest auto insurance groups in Nevada – a spot we’ve earned by providing great auto insurance coverage, affordable car insurance rates and superior service. Choose Express Auto Insurance for a cheap car insurance quote and see how our car insurance rates and great service can help you because we represent many different discount auto insurance carriers such as Progressive Insurance, Nevada General, Claro Insurance, Key Insurance, Viking, Dairyland, Mendota and more.

Also on this site you can make your payment, get a car insurance quote find our locations and research all insurance products. Or just give us a call and we will handle it from there.